Terms & Conditions

Site Ownership

SVM and its affiliated entities operates its business through several websites, including sites such as SVMCards.com, SVMPayments.com, and SVMDirect.com.  The sites are operated in the United States.  Throughout the site, the terms “we,” “us,” and “our” refer to SVM and its affiliates.  SVM offers this site, including all information, tools, and services available from this site, to you, the user, conditioned upon your acceptance of all the terms, conditions, policies and notices stated here (the “Terms”).  Your use of this site constitutes your agreement to these terms.

Modifications

SVM may, in its sole discretion and without prior notice or any liability to you for such action, (a) revise these Terms of Service; (b) modify the Site and/or the Service; and discontinue the site and/or service at any time.  Continued use of the site following posting of changes means you agree to the changes.

Content

This site and its past, present, and future versions are protected by Intellectual Property laws, including but not limited to copyright, trademark, trade dress, domain name, patent, trade secret, international treaties and other proprietary rights and unfair competition laws.  In using the site or the content, you acknowledge and agree to abide by all applicable Intellectual Property laws, as well as any specific notices contained on the site.  All rights not expressly granted are reserved.

The site and content may not be copied, reproduced, modified, adapted, translated, transmitted, displayed, published, posted, resold, or otherwise distributed in any way, without SVM’s express prior written authorization.  You are granted permission to display on your computer, print and download the content on the site solely for your own personal, noncommercial and educational use.  You must retain copyright and other notices on any copies of the content that you make.

Other Terms of Service

Additional Terms of Service of sale apply to purchases of goods or services on SVM’s websites.  Use of this section of the sites is subject to specific Terms of Service provided therein, as well as these terms.

Disclaimers

SVM DOES NOT WARRANT THIS SITE OR ANY CONTENT, VIDEOS OR SERVICE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS.  YOU ASSUME THE RISK OF ANY AND ALL DAMAGE OR LOSS FROM USE OF, OR INABILITY TO USE, THE SITE OR THE SERVICES.  SVM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, AND MERCHANTABILITY. 

 Limitation of Liability

SVM IS NOT LIABLE FOR AN INDIRECT, CONSEQUENTIAL, EXEMPLARY, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF SVM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

 Indemnity

You agree to indemnify, defend, and hold harmless SVM and its respective officers, directors, employees, consultants, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs arising from your access to or use of the site, your violation of these Terms of Service, or your infringement of any intellectual property or other right of any person or entity.  SVM will notify you promptly of any such claim, loss, liability, or demand, and will provide you with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.

Governing Law

These Terms of Service shall be construed in accordance with and governed by the laws of the United States and the State of Illinois, without reference to their rules regarding conflicts of law.

Acknowledgement

BY USING THE SERVICE OR ACCESSING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.